See your entire financial picture in a single plan
Not just choosing an insurance policy, but reviewing your income, debts, savings, protection, retirement, tax and estate, then aligning every element in the same direction.
First consultation free, with no obligation A planning fee applies only once the scope of work has been agreed
🧭Planning across every area
The financial pyramid
Built from the base up, one layer at a time
A pyramid with a weak base can collapse however tall it is, and a financial plan is no different. Begin with protection and emergency reserves, then build upward. Tap each layer to see what June covers.
Sample report
What you will receive: a personal financial plan
A report that shows where you stand today, what is missing and what to do first. The example below uses hypothetical data, not real client data.
June.insure · Personal financial planPage 1
Hypothetical data
Financial overview: Khun A
Age 40 · company employee · married with 2 children · income THB 120,000/month
Personal balance sheet
Deposits and reserves
800,000
Mutual funds
1,500,000
Provident fund
1,200,000
Home
6,000,000
Total assets
9,500,000
Mortgage
−3,200,000
Car loan
−450,000
Net worth
5,850,000
Monthly cash flow
Tax, social security 12,000
Mortgage, car 40,000
Living costs, school fees 55,000
Insurance premiums 5,000
Remaining savings 8,000
Savings are only 6.7% of income; they should be 15–20%
June.insure · Personal financial planPage 2
Hypothetical data
Protection gap
What you have compared with what your family should have
Medical expensesHave 1 million / need 15 million a year
Critical illness (lump sum)Have 0 / need 2 million
Life sum assuredHave 2 million / need 11 million
Emergency reserveHave 8 months / need 6 months
Priority actions
Add personal comprehensive health insurance rather than relying solely on group insurance
Add a THB 2 million critical illness lump sum to cover time off work
Increase life cover to cover the mortgage and children’s education
June.insure · Personal financial planPage 3
Hypothetical data
Retirement and tax
Retire at 60 · spending 60,000 a month (today’s value) · 3% inflation
Current saving: ~14 million
With the plan: save an extra 18,500 a month to reach the target
This year’s tax plan
Current tax (25% bracket)
136,875
Add life, health and annuity insurance, RMF and ThaiESG
+480,000 Deductions
Tax after planning (15% bracket)
43,625
Tax savings of THB 93,250, which become retirement savings
This example uses hypothetical data to illustrate the report format. Actual figures depend on each individual’s information and goals.
Process
From the first conversation to a plan you can act on
Initial consultation, free
About 60 minutes to understand your goals and concerns, then agree on the scope of work and fees
Share your information
Payslips, existing policies, outstanding debts and investment accounts, following a checklist
Plan presentation
June explains the report page by page, with options and budgets
Annual review
Adjust the plan as your life changes, with claims assistance when needed
Who it is for
Every stage of life brings different planning needs
Salaried employees
Is group insurance enough? How much more tax can you save this year? Will you have enough in retirement?
Business owners
Separate business and family finances, design benefits, and secure liquidity should the owner fall ill or pass away
Families planning succession
Plan for inheritance tax, prepare cash for heirs and pass on assets without disputes
What to prepare
Bring whatever you have June handles the rest
Payslips or an income certificate
Existing insurance policies, including group insurance from your employer
Outstanding debts: mortgage, car loan, credit cards
Provident fund, mutual fund and deposit balances
Last year’s tax return (if available)
Frequently asked questions
Is there a fee for financial planning?
The first consultation is free. June will listen to your goals and propose a suitable scope of work. A planning fee applies only once agreed. If you are not ready after the consultation, there is no charge.
Do I have to buy insurance through June?
No. The plan shows what you are missing, and you may act on it with anyone. If you would like June to continue serving you, she would be delighted to.
How long does it take?
Usually about 1–2 weeks after all information is received, depending on the complexity of each family’s situation.
Is my information secure?
June uses your information solely to prepare your plan and does not disclose it to any other party, in accordance with the Personal Data Protection Act.
Take a quick check before we talk
How ready is your life?
A short 60-second game to give you an overview before meeting June
